Did you know that you could save hundreds of dollars by visiting your family dentist in Denton before they year is over? If your dental insurance plan runs on a traditional calendar year, be sure to get the most out of your monthly investment by getting the treatment you need while your insurance company is still paying for services. Read on to learn five reasons to schedule your routine checkup and cleaning today and save yourself from out-of-pocket costs.
Your Yearly Maximum Hasn’t Been Reached
Each year, your dental insurance company sets a maximum amount of money they’ll pay for your dental work. Depending on your plan and provider, the amount can vary drastically, but the average maximum is about $1,000. On January first, your maximum may renew, meaning that any unused funding won’t rollover. To boost your benefits and get the care you need without paying out-of-pocket costs, be sure to utilize the funding while it’s still available.
You’ve Met Your Deductible
Your deductible is the amount of money you need to pay to your dentist out of your own pocket before your insurance benefits will kick in and start contributing to your dental services. This fee varies from person to person and could be even higher if you visit an out-of-network dentist. A typical deductible is around $50 per year, which means you’ll need to pay $50 out-of-pocket before your insurance will begin paying your dentist. This deductible starts over each year when your plan renews.
You’re Paying For Premiums
If you’re paying for insurance premiums, it’s a good idea to make sure that those services are being used if necessary. For example, there’s no way of knowing if you need orthodontic treatment unless you visit your dentist in Denton for checkups. Unless you do, you won’t be able to utilize the additional treatments you’re paying to have covered.
Avoiding Potential Fee Increases
Just like your apartment rent fluctuates every time you renew your lease, your dentist’s office property rent does too. Plus, costs of materials and equipment change on a yearly basis for them as well. With these raises in prices for your dentist comes higher fees, meaning larger copayments on your end. Because these rates could be higher next year, it’s best to get the care you need now, while they’re lower.
Preventing Severe Dental Problems From Developing
A toothache typically won’t just go away on its own. In fact, in most cases, oral health problems only get worse the longer you wait to get them treated. A simple cavity can progress into a severe toothache caused by an infection. That would mean instead of an easy and painless filling, you’d need a root canal or even tooth extraction to treat the issue. When you keep up with your routine preventive care, you can save yourself from extreme discomfort and even preserve your monthly budget by avoiding costly dental treatments.
When you call your dentist in Denton to schedule your routine checkup and cleaning today, you can save yourself from experiencing severe oral health problems and hefty out-of-pocket costs. Use your benefits before you lose them so you can have a stress-free, cavity-free holiday season.
About the Author
Dr. Ted Dunson II graduated from one of the top four dental institutions in America, Baylor College of Dentistry. He understands how difficult it can be to navigate dental insurance benefits, which is why he will gladly help patients understand what treatments are and aren’t covered by their provider. He also accepts most dental insurance and will even file with their insurance company, that way they don’t have to deal with the paperwork. For questions or to schedule a routine checkup and cleaning for the entire family, visit Southridge Dental Family & Cosmetic Dentistry’s website or call 940-566-4942.